Good News About Health Insurance: What You Need to Know

What This Means:

• For now, prices have not gone up yet
• If the Senate agrees, savings will continue in 2026
• If not, costs could rise later this year

What You Can Do:

1. Sign Up During Open Enrollment (ends Jan 15)
   Even if prices change later, signing up now is important. If you miss it, you may not have insurance for months.
2. Compare Plans Carefully
   Look at monthly cost, deductible amount, and cost for doctor visits. Cheaper plans can cost more later if the deductible is high.
3. Check for Medicaid or CHIP.
   Medicaid helps people with very low incomes. CHIP gives health coverage to kids. These programs may still be available even if ACA plans cost too much.

4. Ask for Help

Metrocrest Services can help you:

• Use a computer or tablet
• Understand how changes affect your budget
• Find low-cost clinics
• Connect you with partners to apply for Medicaid or CHIP. We can’t choose a plan for you, but we can help connect you to people who can explain your choices.

How We Can Support Each Other:
Whether you get services, volunteer, or work at Metrocrest Services, we can share clear, calm messages:

• Health insurance costs may change this year
• These changes are happening everywhere
• Metrocrest can help you understand your options
• You’re not alone — we’re here to help

A kind word can make a big difference.

Metrocrest Is Here for You:
We know this news can feel confusing or scary. Metrocrest Services is ready to walk with you. We can help you find low-cost clinics, talk about budgeting, connect you to people who can help you look through options, and stay informed as things change. No matter what happens this year, you are not alone. Our community cares for each other — and Metrocrest is here every step of the way.